by | | Real Estate
Looking to diversify your portfolio with international real estate? 2025 is shaping up to be a strong year for investors eyeing tropical destinations. These markets offer a combination of affordable property, steady appreciation, and rising demand for vacation rentals. Here are five of the best tropical places to invest in real estate in 2025, including some standout opportunities in Latin America.
1. Riviera Maya, Mexico
Top spots: Tulum, Playa del Carmen, Puerto Aventuras
Why invest: With strong tourism, an expanding expat population, and improved infrastructure, the Riviera Maya remains a top destination for real estate investment in 2025. Pre-construction condos, vacation rentals, and eco-friendly developments are in high demand. The region also benefits from favorable property laws for foreigners.
2. Costa Rica
Top spots: Tamarindo, Santa Teresa, Nosara
Why invest: Known for its stability and eco-conscious living, Costa Rica continues to attract North American buyers. The country’s “Pura Vida” lifestyle, strong property rights, and rental returns in beach towns make it a reliable investment in 2025.
3. Puerto Escondido, Mexico (Pacific Coast)
Why invest: Once a hidden gem, Puerto Escondido is now on every savvy investor’s radar. Its laid-back vibe, surf culture, and growing number of digital nomads are fueling a real estate boom. Prices are still competitive compared to more developed areas like Los Cabos or Sayulita.
4. Roatán, Honduras
Why invest: This Caribbean island is known for its crystal-clear waters, coral reefs, and relaxed expat scene. Real estate is relatively inexpensive, with high yield potential for short-term vacation rentals. Cruise tourism and direct flights from Canada and the US are boosting demand.
5. Las Terrenas, Dominican Republic
Why invest: A lesser-known gem on the Dominican Republic’s north coast, Las Terrenas blends European charm with Caribbean appeal. Property prices are attractive, and rental income is rising due to increasing tourism and expat relocation. The country also offers residency incentives for foreign investors.
Final Thoughts
Whether you’re looking to generate passive income, diversify your assets, or enjoy part-time living in paradise, these tropical real estate hotspots in 2025 offer promising returns and lifestyle perks. Need financing to make your international property dreams a reality? Seaport Credit Canada is here to help you explore cross-border lending solutions with confidence.
Ready to invest? Contact Seaport Credit Canada today to explore your options and finance your next tropical property. Visit seaportcredit.com to find out more!
by | | Real Estate
More Canadians than ever are exploring the dream of owning a second home abroad. Whether you’re envisioning powdery ski slopes or beachfront sunsets, buying property outside Canada is no longer out of reach. With flexible international mortgage options tailored for Canadians, that perfect vacation property may be closer than you think.
Here are the most loved vacation property types among Canadians — plus how you can borrow money for an international purchase and make it happen.
1. Beach House
Warm, sunny, and endlessly relaxing. Canadians love beach houses in tropical spots for their year-round rental appeal and laid-back lifestyle. Top destinations: Miami Beach (Florida), Waikiki (Hawaii), Turks and Caicos, Aruba, St. Lucia, U.S. Virgin Islands.
2. Ski Chalet
For winter sports lovers, ski chalets offer more than cozy vibes — they’re an investment in lifestyle and year-round value. Canadian favourites include: Aspen, Vail, Breckenridge (Colorado); Park City (Utah); Swiss Alps (Switzerland); Patagonia (Argentina/Chile); Norway and Sweden.
3. Cottage by a Lake or Mountains
Canadians have a soft spot for nature getaways. A cottage-style property surrounded by water or woods provides the perfect mix of privacy and peace. Top international options: Rocky Mountain National Park (Colorado), Smoky Mountains (Tennessee/North Carolina).
4. Urban Condo or Apartment
City lovers seek properties that offer culture, food, and nightlife. A condo or apartment in a vibrant city can serve as a vacation home and a short-term rental opportunity. In-demand cities: Orlando (Florida), Cancun & Riviera Maya (Mexico), Puerto Vallarta (Mexico), Honolulu (Hawaii).
5. Golf Resort Property
Golf isn’t just a sport — it’s a lifestyle. Canadians borrowing for a vacation home often choose luxury golf communities for their world-class amenities and tranquil settings.
Popular golf real estate markets:
Scottsdale (Arizona), Palm Springs (California), Myrtle Beach (South Carolina), Punta Cana (Dominican Republic), Cabo San Lucas and Riviera Maya (Mexico).
6. Island Retreat
From private islets to laid-back beach towns, island living offers serenity and natural beauty. Many Canadians choose to invest in international properties in warm, welcoming island nations. Top picks: Bahamas, Barbados, Jamaica, Dominican Republic, Isla Mujeres (Mexico).
7. Vineyard Estate
For wine lovers, life near a vineyard offers unmatched elegance and peace. It’s also an excellent rental investment during high tourist seasons. Notable wine regions: Napa & Sonoma (California), Bordeaux (France), Tuscany (Italy), Mendoza (Argentina).
Financing Your Vacation Property Internationally
Buying property outside Canada may seem complex, but it’s more accessible than you think. Canadians borrowing for international purchases can use a specialized loan for a foreign country, including options like the Seaport Loan – an international real estate loan, which lets you leverage your RRSP’s to finance your investment.
Whether you’re interested in a beach house in the Caribbean or a condo in Mexico, borrowing money for international purchases is possible with the right support. Explore how you can turn your dream vacation home into a reality using your RRSP.
Contact us at www.seaportcredit.com and turn your dream into a destination.
by | | Finance
With more and more Canadians eyeing international real estate as a path to vacation home ownership, rental income, or long-term investment, one big hurdle remains: financing. While buying abroad is increasingly popular, the process isn’t always straightforward — especially when it comes to securing funds from within Canada.
At Seaport Credit Canada, we’ve helped many Canadian investors finance properties internationally — and along the way, we’ve identified the three most common challenges they face. More importantly, we’ve built solutions to overcome them.
1. Limited Access to International Real Estate Financing
The Challenge:
Most Canadian banks and traditional lenders won’t provide loans for properties outside of Canada — especially if the real estate is in countries like Mexico, Costa Rica, or the Dominican Republic. This can leave buyers feeling stuck unless they can pay entirely in cash.
The Solution:
That’s where Seaport Credit Canada steps in. We offer our clients innovative financing with no upfront costs & without dipping into personal savings or disrupting their investment strategies.
2. High Upfront Costs and Cash Requirements
The Challenge:
International real estate purchases often come with hefty upfront payments — deposits, legal fees, and transfer costs. For many Canadians, having to provide this capital out-of-pocket can delay or derail their investment plans.
The Solution:
Our financing model eliminates the need for large out-of-pocket expenses. All associated fees — including processing and lender fees — are rolled into the loan itself, giving clients full transparency and predictability. That means your retirement fund does the heavy lifting, while you stay liquid and stress-free.
3. Legal Complexity and Cross-Border Confusion
The Challenge:
Each country has its own rules when it comes to foreigners purchasing property — particularly in popular destinations like Mexico, where the Restricted Zone (within 50 km of the coast or 100 km of a border) requires a trust or corporation structure. Without guidance, Canadians can feel overwhelmed.
The Solution:
We help clients navigate these complexities with trusted legal and lending partners in key markets. Whether you’re buying a condo in Tulum or land in Cabo, we’ll walk you through the options: setting up a bank trust (fideicomiso) or purchasing via a Mexican corporation — both fully compliant with Mexico’s Foreign Investment Law.
Final Thoughts
Financing international real estate doesn’t need to be intimidating — not when you have the right structure and support. At Seaport Credit Canada, our mission is to empower Canadian investors to seize global opportunities through accessible, smart, and compliant real estate financing solutions.
Interested in learning more? Contact us to see if you qualify for our RRSP-backed loan — and let us help you turn your international property dream into reality. www.Seaportcredit.com
by | | Finance
Real estate investment has long been a proven strategy for building wealth, offering both stability and strong returns. Whether you’re a first-time investor exploring investment opportunities or a seasoned professional looking to expand your portfolio, real estate remains one of the most reliable assets to grow your financial future.
Why Real Estate Investment Stands Out
A Tangible Asset with Long-Term Growth
Unlike stocks or bonds, real estate is a physical asset that holds intrinsic value. It can generate income through rental payments or be sold for a potential profit. Historically, real estate appreciates over time, often outpacing inflation. This makes it a powerful vehicle for wealth creation while providing consistent cash flow.
Diversification and Risk Mitigation
One of the golden rules of investing is diversification, and real estate plays a crucial role in balancing a portfolio. By investing in different types of properties—residential, commercial, or even international—investors can reduce exposure to market fluctuations. Some markets experience rapid growth, while others maintain steady appreciation, allowing for strategic investment choices that align with financial goals.
Multiple Investment Strategies for Every Investor
Real estate offers numerous investment strategies tailored to different risk levels and preferences. Whether you’re interested in rental properties for long-term passive income, fix-and-flip projects for quicker profits, or other investment opportunities through real estate investment trusts (REITs), the possibilities are vast. Investors can align their strategies with their financial objectives to maximize returns.
Leverage and Tax Benefits
One of the key advantages of real estate investment is leverage—the ability to use borrowed funds to acquire properties. By utilizing an investment loan, investors can purchase properties at a fraction of the cost while benefiting from potential appreciation. Additionally, real estate investors can take advantage of tax deductions on mortgage interest, property depreciation, and operating expenses, further enhancing profitability.
A Hedge Against Inflation with Steady Cash Flow
Real estate has historically been a strong hedge against inflation. As living costs rise, so do property values and rental income, ensuring that investors’ assets continue to grow in value. Moreover, rental properties generate a steady cash flow, providing financial security and additional capital for reinvestment.
Financing Your Real Estate Investment with the Seaport Loan
For many investors, securing the right financing is the key to unlocking real estate opportunities. That’s where Seaport Loan comes in. With our Seaport Loan you can access the capital needed to fund your real estate projects without out-of-pocket expenses. Whether you’re purchasing property in Mexico or internationally, Seaport Loan provides flexible financing solutions designed to support qualified investors.
Start Your Real Estate Investment Journey Today
Real estate remains one of the most effective paths to long-term financial growth. With the right strategy, financing, and market insights, investors can make informed decisions that lead to lasting success. Visit www.seaportcredit.com to find out more!
by | | Finance
With the first few months of 2025 done, Mexico continues to be one of the top destinations for Canadian investors seeking opportunities in international real estate. Whether you’re looking to purchase a vacation home, a rental property, or invest in land for future development, Mexico offers an attractive combination of affordability, lifestyle, and long-term growth potential.
However, before diving into an international property purchase, it’s crucial to understand both the advantages and the legal frameworks in place—especially the rules surrounding Mexico’s restricted zones.
Why Invest in Mexican Real Estate in 2025?
Growing tourism and rental demand: Mexico’s thriving tourism industry continues to fuel short-term rental markets, especially in hotspots like Tulum, Playa del Carmen, Puerto Vallarta, and Cabo San Lucas.
- Favorable Buying Power: Despite the early year currency turmoil, Canadians still maintain a strong buying power in Mexico..
- Diversification of assets: Investing abroad allows Canadian investors to diversify their portfolio outside of the domestic market.
- Lifestyle and Retirement: Owning a property in Mexico offers a potential retirement home or vacation escape in a warm, culturally rich environment.
With these benefits in mind, understanding the real estate financing process—and how to legally acquire property—is essential for success.
Understanding Mexico’s Restricted Zones
According to Article 27 of the Mexican Constitution, foreigners are prohibited from directly acquiring property within the “restricted zone”—defined as land within 100 kilometers of a national border or 50 kilometers of any oceanfront.
However, Mexico’s Foreign Investment Law offers two legal paths for foreigners to invest:
1. Trust Incorporation (Fideicomiso)
Canadian investors can form a Mexican corporation to purchase property in the restricted zone.
- There are no restrictions on the amount of foreign ownership within the corporation.
- Once the Mexican company is legally established, it can acquire, develop, and manage property anywhere in the country, including restricted areas.
2. Bank Trust (Fideicomiso)
Another option is acquiring property through a trust with a Mexican bank. This structure offers security and flexibility for Canadian buyers seeking to invest in Mexican real estate.
- The seller irrevocably transfers the title to the bank, which acts as trustee. The buyer becomes the beneficiary, enjoying full rights to use, rent, modify, and even sell the property.
- The trust must be established for a renewable 50-year term and is fully compliant with Mexican law.
- All transactions must be carried out through a Notary Public and registered with the Public Registry of Property.
How Seaport Credit Canada Supports Your Real Estate Investment Goals
Securing real estate financing for an international property purchase can be complex, but Seaport Credit offers a streamlined solution for qualified Canadian investors. Our Seaport Loan provides no out-of-pocket expenses, competitive interest rates & a quick process from application to funding.
Contact us
If you’re ready to make your dream of owning a property in Mexico a reality, Seaport Credit Canada is here to help you navigate the international real estate financing process with confidence. Contact us today to learn more about how we can support your investment goals!
www.seaportcredit.com
