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If you’re a Canadian who has ever thought, “I should’ve bought property abroad back in 2020,” you’re not alone. With the rising cost of real estate globally, it’s easy to feel like you’ve missed the boat. But here’s the truth: 2025 is still a powerful time to invest internationally, and you don’t need to be a cash buyer to get started.
With smart financing options through Seaport Credit Canada, Canadians are overcoming barriers and buying homes, rental units, land, and even commercial spaces abroad—without needing millions in the bank.
Let’s break down the myth of “too late” and show why this year may be your best window yet.
Real Estate Cycles Still Work in Your Favor
Markets move in cycles, and while prices may have risen since 2020, that doesn’t mean there’s no opportunity left. Many emerging markets—like Portugal, Mexico, and Colombia—are still priced competitively when compared to Canadian cities like Toronto or Vancouver. In fact, property values in international hotspots are just starting to gain momentum post-pandemic, offering strong appreciation potential over the next five to ten years.
You Don’t Need to Pay Everything Upfront
One of the biggest misconceptions Canadians have is that buying property abroad requires cash. Not true. Seaport Credit Canada provides financing solutions that allow you to buy property internationally with structured loan packages in CAD. Whether it’s a finished home, a pre-construction unit, or even a piece of land, you can now spread out your investment over time. This means you can enter the global real estate market without liquidating your assets or disrupting your lifestyle.
The CAD Is Stronger Than You Think (When Managed Right)
Exchange rates are always a concern, and understandably so. But Seaport applies a manageable margin over RBC’s posted rate to shield your transaction from extreme currency swings. In 2025, with Canada’s economic outlook stable, many Canadians are locking in real estate abroad before further currency shifts reduce their buying power.
You Still Qualify for Visa Benefits
Many Canadians regret not investing abroad earlier because some countries have since adjusted their visa policies. However, there are still dozens of countries where foreign property ownership can fast-track residency or long-term stay privileges. Think Mexico, Panama, Greece, or even certain Caribbean nations—owning a qualifying property can still help open the door to second residency.
Financing Makes It All Possible — Even Now
The biggest shift between 2020 and 2025 is the availability of specialized financing. Back then, many Canadians didn’t even realize they could finance international real estate. Now, Seaport Credit has changed the game. Whether you’re buying a move-in-ready home, a pre-construction unit, a commercial property, land, or even a timeshare or fractional ownership, there are flexible financing options available. So even if you didn’t act five years ago, you can absolutely take action now—with less stress, smarter financing, and more knowledge at your fingertips.
Final Thought: The Best Time to Invest Was Then. The Second Best Is Now.
Real estate will always reward action. And while hindsight is easy, foresight is what builds wealth. Let Seaport Credit help you take the leap in 2025.
Contact Seaport Credit Canada today to explore your options and finance your next tropical property. Visit seaportcredit.com to find out more!