With political headlines swirling—from Canadian elections to a renewed Trump presidency in the U.S.—many Canadians are asking: Is now really a good time to invest in international real estate?

Surprisingly, the answer is yes. In fact, 2025 could be an ideal moment for Canadians looking to buy property outside Canada—especially with new international loan options making it easier than ever.

Here’s why waiting may cost more than acting now: 

1. Diversification Has Never Been More Valuable

With inflation, housing shortages, and high interest rates at home, investing in property abroad offers Canadians a powerful way to: Diversify their real estate portfolio, access new markets for rental income and secure a vacation or retirement property with long-term value. Whether it’s a beach home, ski chalet, or city condo, buying property internationally lets you hedge against uncertainty at home.

2. Favorable Currency Trends in Top Destinations

While the Canadian dollar fluctuates, some international markets offer strong purchasing power for Canadian buyers. Countries like Mexico, the Dominican Republic, or parts of Europe (Portugal, Spain, and Eastern European countries) remain very affordable compared to major Canadian cities. By securing a loan for a foreign country today, you can lock in a great deal while prices are still reasonable in these regions.

This translates into greater purchasing power and the ability to lock in favorable prices when borrowing for property abroad.

3. Political Uncertainty = Buyer Opportunity

It’s easy to feel nervous when elections or leadership changes dominate the news cycle. But experienced investors know that market uncertainty can create opportunity. For example, the potential for shifts in U.S. policies  may discourage some local buyers, which could soften prices in desirable areas like Florida, Arizona, or even Hawaii—offering a perfect window for Canadians borrowing internationally. 

While some hesitate, savvy Canadians use this window to secure property with better terms—especially with flexible financing available.

4. Vacation Markets Are Thriving

Remote work, flexible lifestyles, and the rise of digital nomads have permanently changed real estate trends. Destinations like:

• Portugal, 
• Costa Rica,
• Riviera Maya Mexico and,
• Caribbean islands

are seeing a steady increase in foreign homebuyers looking for second homes, investment properties, or retirement spots. These lifestyle-driven markets offer both personal and investment potential—and Canadians are joining the wave with international mortgage solutions that make cross-border buying simpler. 

5. Canadians Now Have Financing Tools That Work

Until recently, borrowing money for international real estate was tricky. But now, specialized lenders like Seaport Credit help Canadians: use RRSP-backed international loans, avoid selling assets in Canada and access competitive rates with step-by-step support with NO out of pocked expenses.This means your dream property abroad is no longer out of reach.

Final Thought: Don’t Wait for the “Perfect” Moment

Waiting for global politics to settle or markets to hit bottom is rarely a winning strategy. The truth is, the best time to buy international property is when you’re financially ready and well-informed.

With the right partners, smart planning, and access to international loan solutions, you can make a confident investment—whether it’s a beach condo in Mexico, a golf villa in the U.S., or a vineyard escape in Europe. 

Learn how Canadians are using the Seaport Loan invest abroad, contact us at: www.seaportcredit.com